Kinda Chili, Kinda Not

You either are or you aren't. Why don't you test this recipe out and tell me what you think. Are you? or aren't you?
Ingredients
2 Tablespoons olive oil
1 small onion
1/2 large red pepper
1 can black beans
4 ounces diced green chilies
3 cloves garlic
2 cups stewed tomatoes
2 Tablespoons red wine vinegar
2 Tablespoons cumin
2 teaspoons dried oregano
1/8 teaspoon fresh ground pepper
1 cup fresh spinach
1 avocado
1/2 cup cilantro
colby jack cheese and/or pepperjack cheese for topping
Directions Below
Step ONE:
2 Tablespoons olive oil
1 small onion, diced
1/2 large red pepper, diced
Heat olive oil over medium heat. Add onion and red pepper stirring occassionally for about 10 minutes.
Step TWO:
1 can black beans, rinsed
4 ounces diced green chilies
3 cloves garlic, crushed
2 cups stewed tomatoes
2 red wine vinegar
2 Tablespoons cumin
2 teaspoons dried oregano, crushed
1/8 teaspoon fresh ground pepper
Add above and bring to soft boil over medium-high heat. Once boiling, reduce heat to medium.
Step THREE:
1 cup fresh spinach
Stir in spinach. Cook for 10 minutes to allow flavors to blends. Serve on top of rice.
Step FOUR:
1 avocado
1/2 cup cilantro
colby jack cheese and/or pepperjack cheese for topping, shredded
Top chili with desired amount of above ingredients.